Auto Insurance Premium

One has to be ever vigilant and well prepared for a Auto accident, and the untold trauma suffered during an incident. The best way in which a person involved in a car accident can recover the huge financial and emotional damages caused is to purchase Auto insurance coverage.

Affordable Insurance Solutions gives you the option of choosing an array of different auto insurance coverage packages. Our agents can conduct proper research regarding the available options.

Liability To Others coverage

Who is covered?

What is covered?

The injured party (third-party benefit) can receive payments for damages related to:

• Death
• Injury
• Medical care
• Loss of income
• Loss of services
• Property damage

You are covered for:

• Certain defense costs
• Cost of bail bonds
• Emergency first aid to others

Uninsured Motorist Coverage

-This coverage protects you, your family, and passengers in your car against losses caused by an at-fault driver who has no liability coverage or by a hit-and-run driver.

Who is covered?

• You and relatives living at your residence
• Covered passengers

What is covered?

Those covered can receive payments for losses

• Death
• Injury
• Medical care
• Property damage (in some states)

Underinsured Motorist Coverage

-This coverage protects you, your family, and passengers in your car against losses caused by an at-fault driver who has insufficient liability coverage to pay for your loss.

Who is covered?

• You and relatives living at your residence
• Covered passengers

What is covered?

Those covered can receive payments for losses related to:

• Death
• Injury
• Medical care
• Property damage (in some states)

Medical payments / Personal Injury Protection Coverage

-This coverage protects you, your family, and passengers in your car against losses regardless of who was at fault. In addition, you and your covered relatives are protected in the event you are pedestrians injured in an automobile accident. Whether you have medical payments coverage depends on the laws in the state in which you live.

Who is covered?

• You and relatives living at your residence
• Covered passengers

What is covered?

Those covered can receive payments for medical expenses, including:

• Medical treatment
• Surgical treatment
• Dental treatment
• X-rays
• Ambulance service
• Professional nursing service
• Funeral service
• Hospital care
• Eyeglasses

In addition, coverage may be provided for:

• Loss of income
• Loss of services

Collision Coverage

Collision covers damage to your car caused by colliding with another object.

What is covered?

• Your insured vehicle

What are you paid for?

• Repair or replacement of your vehicle up to its actual cash value, minus your deductible.
• You may choose from a range of deductibles.

Comprehensive coverage

-This coverage covers damage to your car from a variety of non-collision incidents including:

• Fire
• Falling rocks
• Theft
• Hail
• Vandalism
• Impact with an animal

What is covered?

• Your insured vehicle

What are you paid for?

• Repair or replacement of your vehicle up to its actual cash value, minus yourdeductible
• You may choose from a range of deductibles.

A car breakdown doesn’t have to lead to a nervous breakdown.

Emergency Road Service

provides for:

• Towing;
• Minor mechanical adjustments;
• Battery jump start*;
• Tire change*;
• Gasoline, oil and water delivery*; and
• Lockout service.

Rental Reimbursement

When you purchase Rental Reimbursement coverage, we’ll help you with the cost of a rental car following a covered loss. That way, you don’t have to worry about how you’re going to get around without your car – and how you’re going to pay for other transportation.

You must carry comprehensive coverage on your vehicle to qualify for Emergency Road Service and both comprehensive and collision coverage on your vehicle to qualify for Rental Reimbursement.

When looking into purchasing a West Virginia Auto Insurance Policy, you know you have many coverage choices and may be searching for more advice. The agents at Affordable Insurance Solutions are experienced, and will try to provide cheaper auto insurance for you and your family. We will walk you through your options and find you a policy that meets your needs- but won't break the bank. And if you are looking for an Auto Policy and need it fast Affordable Insurance Solutions will do just that .Fast, Affordable, Auto Insurance quotes and policies.

A West Virginia Insurance Agency offering Auto Insurance policies in Saint Albans,
Charleston, South Charleston, and Huntington West Virginia.